The course of action for purchasing a resale HDB flat in Singapore is usually a multi-action approach that generally spans a number of months. The Original and most crucial step is to get a sound HDB Flat Eligibility (HFE) letter, which decides the customer's eligibility for your flat order, housing grants, and also a housing mortgage. Just after securing the HFE letter, the client lookups to get a flat and requests an alternative to Purchase (OTP) from the seller, which happens to be then exercised inside of 21 times. Subsequently, the customer should submit their resale software to HDB, including all required paperwork. HDB will then here benefit the flat and routine a first appointment for equally get-togethers. The process culminates inside the completion with the transaction, where the buyer and seller satisfy with the HDB Hub to indication the ultimate files and acquire the keys. The entire method, from acquiring the HFE letter to the final completion, normally can take about a few to 5 months.